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Review

Forbes The implication of The Millionaire Next Door...is that nearly anybody with a steady job can amass a tidy fortune.The Washington Post [A] REMARKABLE BOOK.USA Today A nerve has been hit....[For] people who want to become wealthy.Boston Globe A primer for amassing wealth through frugality.San Francisco Business Times Offers a valuable message to today's spendthrift baby boomers.Rush Limbaugh The kind of information that could lift the economic prospects of individuals more than any government policy...The Millionaire Next Door has a theme that I think rings very true..."Hey, I can do it. You can do it too!"Business Week An interesting sociological work.Lexington (NC) Dispatch A fascinating examination of the affluent in American society.Cox News Service These, for the wise, are tips for all of us....A very readable book.U.S. News & World Report Debunks the image of the rich as high-living spendthrifts.

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About the Author

Thomas J. Stanley, Ph.D., is an author, lecturer, and researcher who has studied the affluent since 1973. His work is frequently cited in the national media. He is the author of Marketing to the Affluent, a bestselling book selected as one of ten outstanding business books in America by the editors of Best of Business Quarterly. Dr. Stanley was formerly a professor of marketing at Georgia State University, where he was named Omicron Delta Kappa Outstanding Professor, and was on the faculty of the University at Albany, State University of New York. He lives in Atlanta.

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Product details

Paperback: 272 pages

Publisher: Gallery Books (October 1, 1998)

Language: English

ISBN-10: 9780671015206

ISBN-13: 978-0671015206

ASIN: 0671015206

Product Dimensions:

5.3 x 0.8 x 8.2 inches

Shipping Weight: 8 ounces (View shipping rates and policies)

Average Customer Review:

4.4 out of 5 stars

2,692 customer reviews

Amazon Best Sellers Rank:

#123,515 in Books (See Top 100 in Books)

This book was not at all what I was expecting, but contains some good advice that many would benefit from. For some background, my wife and I are relatively young and have career jobs. I bought this book for information on making the most of any extra income, learning more about investing strategies, options for generating passive income, and improving my personal finances. I did learn a few things, but not on these topics (maybe a bit on the last point). The book primarily focuses on interesting finds and anecdotes from the authors' years of research on millionaires in America.The book is divided into eight chapters:1. Meet the Millionaire Next Door2. Frugal Frugal Frugal3. Time, Energy, and Money4. You Aren't What You Drive5. Economic Outpatient Care6. Affirmative Action, Family Style7. Find Your Niche8. Jobs: Millionaire vs. HeirsThe author essentially splits everyone into two categories: Underaccumulators of Wealth (UAWs) and Prodigious Accumulators of Wealth (PAWs). UAWs have a low net worth relative to income, and the opposite for PAWs and uses these terms throughout the book.His primary argument is that PAWs get to be wealthy by living well below their means - these are people who do not look like millionaires, they live in modest neighborhoods, drive domestic sedans, wear a Timex, and usually have a blue-collar job that does not come with an expensive lifestyle associated and as a result can accumulate a sizeable nest egg. On the other hand, UAWs are typically well-educated professionals with high paying and high profile jobs (doctors, attorneys), but due to societal pressures associated with their social standing are forced to squander all their money living in luxury neighborhoods, driving German cars, and sending their kids to private schools. Their expensive lifestyle means that they spend most of their income and as a result have a low net worth, despite outward appearances.I agree that this is good advice for just about anyone: live below your means and prioritize financial security over social standing. Growing up in a single-income family living in a modest middle class neighborhood, I'm quite used to the live-below-your-means philosophy and I think it gave me at least some sense of good financial discipline. If my parents are any indication, it works great.Where the authors really lost my interest is that the rest of the book is chock full of anecdotes and some rather uninformative statistics to drive a few other points home. While some of these are good points and undoubtedly useful, they always seem to come with caveats or don't draw any real conclusion, which I found frustrating. Most of the points could have been made succinctly in about 1/10 the amount of page space the authors dedicate to them. These include:- Most millionaires in America are self employed business owners, because they run their personal finances like their business finances. However, going into business for yourself is very risky so we don't really recommend that as a viable way to get rich.- Very few millionaires have ever spent much money on a nice suit, pair of shoes, or luxury watch. They usually live in modest neighborhoods or rural areas where the cost of living and social pressures of consumerism are lower.- First generation millionaires (often immigrants) tend to be succeeded by children with financial struggles, since the parent's desire to "give them a better life" pushes them into careers where they become UAWs, and their upbringing in our consumerist culture impedes their ability to live frugally. But even if it turns them into UAWs, encourage them to go to college and aspire to a while-collar professional job.- Parents giving money to their children develops and reinforces poor financial habits. This money is almost always immediately spent, and these children generally have no savings since they are looking to their parents as their safety net and counting on an inheritance. Doing things like buying children a house in an upscale neighborhood or sending grandkids to a private school actually makes the children worse off, since they have to spend more to maintain the associated lifestyle.- The authors spend an inordinate amount of time and space comparing different careers, which I found next to useless since I'm very happy with my chosen career (Engineer) and have no intention of changing. They continually deride pretty much every professional job you can think of, and simultaneously praises how great working for yourself or owning a business is while going on about how difficult and risky it is to actually own a successful business. The author does not recommend changing careers, but again, this is more of a discussion of what their research has shown than any sort of "how to" advice.- Car buyers fall into four categories: whether you buy new or used, and whether you buy from the same place or shop around. The authors devote an entire chapter to this while only coming to the following conclusions: no method of buying a car is the clear winner, but if you own a business you may benefit from your connections with the owners of car dealerships; and most millionaires drive unassuming domestic (and to a lesser extent, Japanese) cars purchased new or lightly used.A final note - curiously, I found no mention of anything real-estate related, which to me is highly unusual in any sort of book about building wealth. The only investment advice found here is in the final chapter and could be summarized as "invest in what you know." That is, if you work in a certain sector, your knowledge of the industry will help you make good investment decisions. Not sure how I feel about this one. For example: not working in technology doesn't mean blue-chip tech stocks are a bad investment. Take it with a grain of salt.One last complaint: most of the financial figures are presented in mid-1990s dollars. I found it frustrating to have to mentally convert to today's dollars to get a relative sense. The authors took the time to update the preface in 2010, it would have been nice to see a revision to the figures quoted throughout the book. (For reference, one 1996 dollar is worth about 1.6 dollars in 2017).In summary, I was surprised about the amount of praise heaped on this book. I would hardly categorize it as a self-help book, it's more a retrospective on the authors' research and a collection of anecdotes and interesting conclusions about the countless Americans leading unglamorous lives while accumulating appreciable amounts of wealth. It's a quick read and I made it through the whole book on a 5-hour flight with time to spare. I would only recommend this book as an interesting overview of some good financial habits, or as an eye-opener for those with luxurious financial tendencies who struggle to save money despite their income level. However, for those who have already developed some discipline and are looking for detailed strategies and advice on personal finance and building wealth via investments and generating passive income, look elsewhere.

This is such an inspiring read because it shows almost anyone can become a millionaire if you live below your means and invest well. I love that the majority of millionaires are people you'd never suspect because they don't live flashy lives in big houses with high-status toys abounding. If you make $200,000 a year, but spend $220,000, you're in trouble. But if you make $50,000 a year and live on $35,000, investing the rest, over time you're going to be in great shape.I grew up in a super-affluent suburb. My friends' lived in big houses and mansions with luxury cars and country club memberships. We lived in one of the smallest houses in the suburb. My mom was so frugal. I thought it was such a drag!! But when she died (too young), she'd saved enough so that my dad, who lived another 30-some years, was comfortable in retirement. I wonder now if any of my high school friends' parents were actually living on the edge in trying to keep up with the Joneses.Years ago, I used to charge like crazy. Now I save like crazy, just like my mom.

In a word, this book was fascinating.In summary, this book was essentially a long stream of curated data distilled into a finely tuned narrative that I just couldn't put down.At first glance, the title "The Millionaire Next Door" might sound like some trashy novel just begging for glamour and it's 15 minutes in the spotlight, but this couldn't be further from the truth. I assume most people, when they think of the world 'millionaire,' they think of a high class, high consumption lifestyle full of limitless indulgence. However, Thomas Stanley goes through great length in this book to show precisely why this isn't so. Through countless interviews and a vast list of data, Stanley pulls together that the average millionaire is anything but the cocaine-induced celebrity so often featured in mainstream media.Quite the opposite, being an average millionaire is within reach of just about everyone. The American Dream is alive and well, but only for those who are willing to sacrifice.It's kinda funny in a sense. This book put into words and data a lot of things I noticed growing up. I've always said that there are two ways to have more money: make more or spend less, and I prefer to do both. As it turns out, most millionaires feel the same way, and they invest their savings into appreciating assets rather than depreciating assets, like real estate and stocks/bonds as opposed to clothing and cars. The average millionaire doesn't reach such a status until late in life, and inheriting large sums of money more often than not dooms any developing child to a life of high-spending with few fulling achievements.I could go on, but it's really pointless. In a way, Thomas is simply a messenger, presenting the data he found in an easy to follow format that drives home a list of bullet of points. However, despite this, I still found this book amazing and uplifting, because the message it presents is exceptionally hopeful and inspiring. Everyone should read this book, to help themselves and their finances, because there are no second chances when it comes to time and money.

This pretty much supports everything that Dave Ramsey says about the differences between those who truly are wealthy and those playing the part. If you want to be wealthy, do what wealthy people do! This has nothing to do with luck, or being an entrepreneur (although it doesn’t hurt) but living below your means, having a budget, investing and not trying to impress people you don’t like with money you don’t have! Every now and again on the Dave Ramsey podcast he hosts the millionaire theme hour and it is really inspiring to note that the majority of millionaires he interviews are regular “blue collar” people. They live in our neighborhoods, drive used cars and work at our companies, hence “the millionaire next door!”

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Product details

Age Range: 5 - 6 years

Grade Level: Preschool - Kindergarten

Lexile Measure: 490 (What's this?)

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Series: World of Reading

Paperback: 96 pages

Publisher: Disney Press (September 3, 2019)

Language: English

ISBN-10: 1368044875

ISBN-13: 978-1368044875

Shipping Weight: 1.1 pounds (View shipping rates and policies)

Average Customer Review:

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Amazon Best Sellers Rank:

#2,580,193 in Books (See Top 100 in Books)

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Download Images of the Church in the New Testament (2004) (New Testament Library), by Paul Sevier Minear

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About the Author

Paul Sevier Minear was Winkley Professor Emeritus of Biblical Theology at Yale Divinity School. Among his numerous books are Images of the Church in the New Testament and The Kingdom and the Power: An Exposition of the New Testament Gospel.

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Product details

Series: New Testament Library

Paperback: 312 pages

Publisher: Westminster John Knox Press (November 12, 2004)

Language: English

ISBN-10: 0664227791

ISBN-13: 978-0664227791

Product Dimensions:

6 x 0.7 x 9 inches

Shipping Weight: 1.1 pounds (View shipping rates and policies)

Average Customer Review:

5.0 out of 5 stars

5 customer reviews

Amazon Best Sellers Rank:

#479,069 in Books (See Top 100 in Books)

Deep and scholarly work . . . not bedtime reading . . . more of a chapter a week study and absorb reading. I submit that this work was well worth the price originally and its value has only appreciated. A volume for concentrated contemplation which is valid today as it was when penned.

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Ebook Bowling Score Book: A Bowling Score Keeper for League Bowlers (Bowling Record Year Books, Pads and Score Keepers for Personal and Team Records), by Penelope Pewter

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Product details

Series: Bowling Record Year Books, Pads and Score Keepers for Personal and Team Records

Paperback: 92 pages

Publisher: CreateSpace Independent Publishing Platform (January 10, 2017)

Language: English

ISBN-10: 1542492572

ISBN-13: 978-1542492577

Product Dimensions:

8.2 x 0.2 x 6 inches

Shipping Weight: 3.2 ounces (View shipping rates and policies)

Average Customer Review:

4.7 out of 5 stars

4 customer reviews

Amazon Best Sellers Rank:

#194,522 in Books (See Top 100 in Books)

I like the books

My better half loves the book he keeps score of his things from his bowling league you

I use this book every time I bowl which is about once a week. I wish it could be more often! Haha!

Space for notes and decent size font

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Download Ebook Lord of the Flies, by William Golding

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Lord of the Flies, by William Golding

Download Ebook Lord of the Flies, by William Golding

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Review

"Lord of the Flies is one of my favorite books. I still read it every couple of years."  —Suzanne Collins, author of The Hunger Games trilogy "I finished the last half of Lord of the Flies in a single afternoon, my eyes wide, my heart pounding, not thinking, just inhaling....My rule of thumb as a writer and reader—largely formed by Lord of the Flies—is feel it first, think about it later."  —Stephen King "This brilliant work is a frightening parody on man's return [in a few weeks] to that state of darkness from which it took him thousands of years to emerge. Fully to succeed, a fantasy must approach very close to reality. Lord of the Flies does. It must also be superbly written. It is."  —The New York Times Book Review

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About the Author

William Golding was born in Cornwall, England, in 1911 and educated at Oxford University. His first book, Poems, was published in 1935. Following a stint in the Royal Navy during World War II, Golding wrote Lord of the Flies while teaching school. It was the first of several works, including the novels Pincher Martin, Free Fall, and The Inheritors and a play, The Brass Butterfly, which led to his being awarded the Nobel Prize for Literature in 1983. Lois Lowry is the two-time Newbery Award–winning author of Number the Stars,The Giver Quartet, and numerous other books for young adults. Jennifer Buehler is an associate professor of educational studies at Saint Louis University and President of The Assembly on Literature for Adolescents of the National Council of Teachers of English.

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Product details

Mass Market Paperback: 224 pages

Publisher: Penguin Books; Reissue edition (December 16, 2003)

Language: English

ISBN-10: 0399501487

ISBN-13: 978-0399501487

Product Dimensions:

4.3 x 0.6 x 7.5 inches

Shipping Weight: 1.6 ounces (View shipping rates and policies)

Average Customer Review:

4.3 out of 5 stars

2,802 customer reviews

Amazon Best Sellers Rank:

#285 in Books (See Top 100 in Books)

Review of the Novel: As a teacher, I have to teach the same novels repeatedly. Quite a few novels that were immensely meaningful to me as a teenager are in hindsight only great young adult novels or at best great for only a few reads. The Lord of the Flies, however, is not one of those works. I must have read it closely at least ten or even twenty times by now, but I still find it engaging and stumble upon new realizations. Students who think they've already read (and/or failed to appreciate) the Lord of the Flies discover a work that shakes them to the core of their being, once I force them to slow down and really appreciate Golding's rich work. And I'm really not being hyperbolic. I just want to teach this novel over and over and over again.Review of the Penguin Great Books edition (ISBN 978-0-14-028333-4): As for this edition, I highly recommend it. The cover is well-designed aesthetically and functionally. The binding is tight, especially for a paperback. The deckle edges are a nice touch. The font type and spacing is quite nice, not too big or small, so that it can pack in the entire novel into 182 pages of fine-quality paper that might actually be acid-free, even if not lignan-free, versus versus Riverhead edition's acidic 272 pages. The only downside to this edition is that the margins are a bit narrow for someone like me who loves marginalia. But otherwise, I'd highly recommend this edition.OK, I'm done sounding super stuffy now.

In my quest to read the greatest American horror stories of all time, I'm so elated to say I've finally reached Lord of the Flies. Oh my, what an epic story in great proportions! I think what scared me the most about this story are the parallels between the timeline in the story and our time we're living right now.Our story begins with a plane crash that lands the boys on this beautiful coral oasis island in the middle of who-knows-where. Immediately, Ralph, being one of the eldest boys decides to take it upon himself to explore the island and find out how many others are there. He takes a conch shell and blows through it and discovers there are various size boys displaced the same as he.Until they can be rescued, Ralph takes a poll and asks the boys to vote who should be their chief to help guide them. Hands down, Ralph wins. It is realized very early that the littler boys are frightened and crying for their mothers, while the bigger boys begin to think of survival straight away. As they explore and learn about the island, they find fruit they can eat, while some of them ate things that weren't so good, causing them to get sick.The longer they stayed on the island, it was becoming obvious that a shift was changing within 'some' of the boys. Ralph could clearly see that his word was no longer being listened to. They seemed to be interested in Jack Merridew and what he had to say. After all, he was about killing pigs for meat to eat, and killing anything 'else' that stood in his way. As the story advances, it becomes very clear that these young boys have turned into total savages. They reverted back to caveman days without thought or a care in the world.Eventually, as the boys began to divide, Jack's tribe was much larger than Ralph's. Poor Ralph had no one he could confide in or help him. Jack had a thirst for blood and didn't mind spilling it--and it did not have to be a pig's blood. If you didn't follow 'his' rules, you might find a spear stuck in your chest.I've always heard about Lord of the Flies and I knew when someone said people are acting like the named title, I knew exactly what they meant. The saddest thing of all, Golding wrote this novel 64 years ago, and here I can see things happening to our country right now! Actually, not just our country, but the world. With social media and politicians who feel it's quite all right to say and act any way they please as if this is the norm! All the laws and rights we Americans have fought so hard for to ensure an equality for all Americans, was for not. Our country is reverting back to a time I dare not think of. Hmm, see the similarities of the story and today! Who knew Golding would tell a story that would eventually come true. How terrifying is that!

I was tempted to give this five stars, since in so many ways it strikes me as the kind of masterpiece, like Heart of Darkness, that I imagine will retain its horror and readability for centuries. The prose veers (or as Golding would say it, "tends") from plain to painterly. The story is well known: a sort of allegorical morality play set in modern times -- fancy English boys left to their own devices don't so much as revert to darkness as discover primitive outlets for the darkness reflected in their greater society. This is what I love about Heart of Darkness: try as one might, Kurtz cannot be pigeonholed into good or evil. He is excellent at what he does, and what he does is evil. Kurtz is a true reflection of what excellence was to Colonial Europe, and in so far as Colonial Europe was good, cultivated, honorable, and esteemed, so is Kurtz. Kurtz isn't good or evil; he is true.Golding's version is darker. It centers mostly around the corrupting power of urges to overwhelm social order. Freudian criticism abounds, but the parallel I kept coming back to was Rome. I found that Piggy, no matter how truly annoying he is (another brilliant stroke by Golding is to make Piggy strangely unsympathetic), recalled those numerous Republicans of the Early Empire who advocated in a shrill but useless manner for a return to Senate rule but were shunted aside and usually killed by deranged sociopaths who behaved quite like like Jack. But be it Freudian or historic, any framing of this book feels cheap and hollow because the story has such a complexity of primal urges that it feels almost biological.Golding said he came up with the idea of book after reading his children "Treasure Island or Coral Island or some such Island" in the years of the hydrogen bomb and Stalin and asked his wife, "why don't I write a children's story about how people really are, about how people actually behave?" To me that's a chilling question and it reveals an architecture not based on rigid Freudian or historical or symbolic parallels. Its portrait of sadism could have been lifted out of the newspapers; its struggle for dominion over the weak is an almost sexual frenzy recalls everything I know about torture in the dungeons of Argentine or US military prisons. In this respect, I think the book, like Heart of Darkness, is timeless.But I chose not to give it five stars because at the center of Golding's book is a kind of rigid Christian iconography, like that you find in the Poisonwood Bible, that offends me, perhaps because it reminds me of the way I wrote my Freshman year of college, or perhaps because that rigidity, that allegiance to a=b symbolic logic insults my intelligence. The martyrdom of Simon, I felt, demeaned the human quality of Simon. I liked him best because he struck me as the most shrewd and practical. Reducing him to an icon transforms him into a variable: Simon = Paul or Peter or whomever, but ergo facto Simon ≠Simon. When he comes down to the beach mutting "something about a body on a hill" Simon ceases to be a reflection of human complexity, or biological completeness, and instead becomes a rehashed precedent from Sunday school.I've often felt that Heart of Darkness' genius was that it somehow reflected the effect of Darwin and modern thinking on the antiquated ideas of Colonial Europe, ie Kurtz isn't good or evil because good and evil are artifices that wilt beneath analysis. When Golding adheres to this materialist perspective, the book is masterly. When he swears allegiance to worn out Christian parables, that complexity is reduced to slips of paper.

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Product details

File Size: 103744 KB

Print Length: 848 pages

Publisher: Cengage Learning; 001 edition (June 14, 2016)

Publication Date: June 14, 2016

Language: English

ASIN: B01MY7XKR9

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